Welcome foreclosure fans! My name is Tom. I have been a Realtor specializing in foreclosures for the last 8 years. I have assisted many clients in the foreclosure buying process, and have learned a great deal about how to find a great deal. My expertise is in the Government foreclosure area, which includes HUD, FNMA, FHLMC, GNMA, VA, and USDA. I also have experience in Bank Owned foreclosures, also known as REO’s. Here you will learn how the foreclosure process works, and some of the do’s and dont’s that go along with it. My intent is to provide information that will allow you to save thousands on your next home purchase, whether you are an investor, or looking for a foreclosure home to live in.